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How to use your insurance

We often get asked by our customers, “Can I buy glasses online with insurance?” The answer is: Yes! This short step-by-step guide will show you how to buy glasses online with insurance and get reimbursed, also saving yourself a pretty penny on prescription eyewear.
Buying Glasses With Insurance

Make sure you’re covered is a recognized out-of-network provider for most vision insurance plans. Getting reimbursed after buying on our site is easy. But before you go online to shop for prescription glasses (as well as contact lenses), verify with your insurance provider which eyewear-related purchases are eligible for reimbursement.

Choose frames & lenses

Shop our huge selection of prescription eyeglasses and sunglasses. Select the prescription lenses you need and fill in your prescription (don’t have it? Here’s what you can do). You can also use the Virtual Mirror to try on every frame and find the perfect one.

Complete your order

Once you’re all set and satisfied, complete your purchase and go to our Insurance Page. You can find a link to it at the bottom of every page on the website - just click ‘Vision Insurance’ in the Explore column.

Submit your insurance claim

On the insurance page, choose your provider’s name from the list. If it’s not there, click on ‘generic form’. Download the form and fill it out. Attach an itemized receipt to the form (you can ask for one here) and submit the form to your insurance provider (if you don’t know the address, it’s found on the form).
Using your insurance at is easy. Follow these steps for your new pair of glasses.
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Common Questions
Do you accept FSA/HSA money?
There are two ways to shop on using your FSA/HSA money. 1. With an FSA/HSA Debit Card - If you have an FSA debit card, complete your purchase as you would with any other credit card. 2. Without an FSA/HSA Debit Card - Simply complete your order and we'll send you an itemized receipt after your purchase. Get it here.
When does my FSA money expire?
Most FSA funds expire by December 31. However, some funds have a grace period until March 15. It’s important to check with your employer what type of FSA fund you are setting aside money into. If you don't use your FSA money by the deadline, you'll lose it.